ANZ First Credit Card
The ANZ First Credit Card offers low fees, global Visa acceptance, and secure, flexible payments for everyday spending.
By: Zienic
Low annual fee
Low annual fee, making it cost-effective.
Worldwide Visa acceptance
Worldwide Visa acceptance for easy payments at millions of locations.
Fraud protection and security
Fraud protection and security features for safe transactions.
Flexible repayment options
Flexible repayment options to help you stay on top of expenses.
A closer look at the ANZ First Credit Card
The ANZ First Credit Card is perfect for those who want a straightforward and budget-friendly option without all the extras they may never use. With one of ANZ’s lowest annual fees, it’s ideal for students, young professionals, or anyone seeking a simple way to manage spending. The card is widely accepted through the Visa network, which means you can use it for everything from your morning coffee to larger online purchases with confidence. Security is also a priority, with ANZ Falcon fraud monitoring and the reassurance of Visa’s Zero Liability Policy, protecting you from unauthorised transactions. You’ll also have access to flexible repayment options, making it easier to keep track of your budget and manage cash flow. For those who want a card that blends affordability, convenience, and security, the ANZ First Credit Card is a smart choice to keep everyday life running smoothly.
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What is the annual fee for the ANZ First Credit Card?
The ANZ First Credit Card offers one of ANZ’s lowest annual fees, making it affordable for everyday use.
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Can I use the ANZ First Credit Card overseas?
Yes, the card is accepted anywhere Visa is, both in-store and online globally.
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Does the card come with security features?
Yes, it includes ANZ Falcon fraud monitoring and Visa’s Zero Liability Policy for peace of mind.
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Is there a minimum income requirement?
Yes, applicants need to meet ANZ’s minimum income criteria, which are assessed during application.
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How can I pay off my balance?
You can choose from flexible repayment options, including paying in full or making instalments, depending on your budget.
How to apply for the ANZ First Credit Card
Applying for the ANZ First Credit Card is straightforward and can be done in just a few steps online or at your nearest ANZ branch. To qualify, you’ll generally need to be over 18, a permanent Australian resident or hold an eligible visa, and demonstrate that you can manage repayments responsibly. During the application process, you’ll be asked for personal identification, proof of income, and details of your financial commitments to help ANZ assess your eligibility. Once your application is submitted, ANZ will review it and may ask for additional documents if needed. If approved, your new card will be sent directly to you, ready to activate and start using. The online application form is designed to be quick and user-friendly, so you can complete it at a time that suits you. For those who prefer face-to-face assistance, visiting an ANZ branch can provide more personalised support. With a simple process and transparent requirements, getting the ANZ First Credit Card is designed to be hassle-free.