American Express Explorer
The Credit Card combines strong rewards, travel perks, and lifestyle benefits, making.
By: Zienic
Earn Membership Rewards points on every eligible purchase
Earn points on eligible purchases with no expiry. Redeem at your convenience.
Annual travel credit
Receive annual travel credit for flights, hotels, or car hire. Helps offset the annual fee.
Complimentary travel insurance
Complimentary insurance when you book with the card. Covers medical, cancellations, and rental excess.
Exclusive Amex Offers and events
Access exclusive Amex Offers, event pre-sales, and premium experiences.
American Express Explorer® Credit Card
Earn Membership Rewards points on spending, redeemable for flights and upgrades. Includes annual travel credit, complimentary travel insurance, and exclusive Amex Offers. Ideal for travelers and shoppers seeking value and experiences.
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What is the annual fee for the American Express Explorer® Credit Card?
The annual fee is competitive for a premium rewards card, and the annual travel credit can help offset this cost.
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How many points can I earn per dollar spent?
You can earn up to 2 Membership Rewards points per dollar on eligible purchases, with different rates for certain transactions.
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Is there a cap on the points I can earn?
No, there is no limit to the number of points you can accumulate, and points do not expire.
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What travel insurance is included?
Complimentary travel insurance covers international and domestic trips paid for with the card, including medical, cancellation, and rental vehicle excess cover.
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Can I transfer points to airline partners?
Yes, Membership Rewards points can be transferred to a range of leading airline loyalty programs, offering flexibility in how you redeem your rewards.
How to Apply
Apply online at Amex Australia. Provide personal details, income proof, and financial information. Must be 18+ with good credit history and meet income requirements. Decision within days; card mailed if approved.