American Express Explorer® Credit Card
The American Express Explorer® Credit Card offers generous points, travel credits, and lifestyle perks for flexibility and value at home or abroad.
By: Zienic
Generous rewards points
Earn generous Membership Rewards points on your everyday spending, giving you more value for your purchases.
Annual Travel Credit
Receive an Annual Travel Credit to use on eligible flights, hotels, or holiday packages booked through American Express Travel.
Complimentary travel insurance
Enjoy complimentary travel insurance that provides peace of mind for both international and domestic trips.
Exclusive lifestyle perks
Get access to American Express lifestyle perks, exclusive offers, dining experiences, and event invitations.
Why the American Express Explorer® Credit Card Stands Out
With the American Express Explorer® Credit Card, you’ll enjoy a blend of travel freedom and lifestyle rewards tailored to Australian consumers. The highlight is its points program, which lets you earn Membership Rewards points at a strong rate on everyday purchases. These points can be transferred to multiple airline partners, giving you flexibility to book flights that suit your schedule and budget. Beyond points, cardholders receive a yearly Travel Credit, which can significantly offset the annual fee and be applied towards flights, hotels, or holiday packages. For frequent travellers, the inclusion of complimentary travel insurance provides peace of mind and reduces additional expenses. In addition, American Express enhances your lifestyle with exclusive offers, event access, and dining perks. The Explorer® card isn’t just about travel—it’s about rewarding the way you live, spend, and enjoy your daily experiences. It’s a versatile card that delivers tangible value throughout the year.
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Is there an annual fee for the American Express Explorer® Credit Card?
Yes, the card has an annual fee, but it is offset by the annual Travel Credit and rewards benefits.
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Can I use the Travel Credit for any airline?
Yes, the credit can be used on eligible flights, hotels, and travel services booked through American Express Travel.
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Does the card offer airport lounge access?
Yes, cardholders receive access to certain lounges, including the American Express Lounge in Sydney and Melbourne.
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What kind of travel insurance is included?
Complimentary travel insurance covers international and domestic trips, including medical expenses, trip cancellation, and lost luggage (conditions apply).
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Can I add an additional cardholder?
Yes, you can add supplementary cardholders, helping your family or partner also earn rewards on their spending.
How to Apply for the American Express Explorer® Credit Card
Applying for the American Express Explorer® Credit Card in Australia is straightforward. You can complete your application online in just a few minutes by providing basic personal, financial, and employment details. To be eligible, you typically need to be over 18, an Australian citizen or permanent resident (or hold a long-term visa), and meet the minimum income requirements set by American Express. During the application, you may be asked to provide supporting documents such as payslips, tax returns, or bank statements to verify your income and financial stability. Once submitted, applications are usually processed quickly, with many applicants receiving an outcome within days. If approved, you’ll receive your card in the mail and can start using it straight away to earn points and enjoy benefits. American Express also offers digital card access, allowing you to make secure payments via your smartphone even before your physical card arrives. Applying is quick, convenient, and designed to get you enjoying your rewards as soon as possible.